5 February 2012
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Commercial Vehicle Insurance Product Options

We have listed below answers to the most common questions we are asked about the policy options and terms on commercial vehicle insurance policies. You can contact us or request a call back if you prefer to speak with someone about the policy options available.

Can I use a no claims bonus from my car insurance?

If you have a no claims bonus from a private car you can normally transfer your bonus across to commercial vehicle insurance policy. If you want to retain your private car any no claims bonus can be mirrored onto some commercial vehicle insurance policies.

What are the excess options?

Most commercial vehicle insurance policies allow you to choose an excess. Increasing this excess voluntarily can reduce your premium but higher excesses can apply for young or inexperienced drivers, drivers with convictions and drivers with poor claims records.

Are there a maximum number of vehicles per policy?

Commercial vehicle insurance can be arranged with up to 4 vehicles on a single policy. Larger or mixed vehicle risks are arranged on fleet insurance policies.

Can you provide immediate cover?

Yes, for individual commercial vehicles and multi vehicles policies we can provide you with immediate cover over the telephone. The majority of quotations for fleet insurance are obtained after submission of confirmed claims experience and vehicle driver schedules. Typically fleet quotes can take up to 24 hours.

How do I pay for my insurance?

For most policies we offer the choice of monthly or annual payment terms. Annual payments are made by cheque, debit or credit card or if you prefer to spread the cost of your insurance and pay monthly we offer a direct debit scheme.

How do I get help?

As insurance brokers our job is to help you understand your requirements, help you manage your insurance risk and recommend an appropriate solution. Please call or contact us to discuss the different options available to you regarding your commercial vehicle insurance requirements.

How do I obtain a quote?

You can request a quote for your commercial vehicles insurance by completing our online quote form or, if you prefer, you can telephone us and talk through your requirements.

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