Home Worker Insurance Policy Options

Will my standard home insurance cover me?

Most standard home insurance policies specifically exclude business equipment and the vast majority of insurers preclude working from home. If you do not notify your insurer you are working from home you risk invalidating your home insurance.

My company want me to work from home

If your employer wants you to work from home it is your employer’s responsibility to arrange insurance for any business property and liability risk. You should also notify your own insurer you are working from home.

What is the correct property sum insured?

The building should be insured for its full rebuilding cost and not the market value of the property. This figure can normally be obtained on the valuation report for the property.

How do I pay for my insurance?

For most policies we offer the choice of monthly or annual payment terms. Annual payments are made by cheque, debit or credit card or if you prefer to spread the cost of your insurance and pay monthly we offer a direct debit scheme.

How do I get help?

How do I obtain a quote?