Legal Expenses Policy Options

What does the legal help line include?

Cover normally includes unrestricted access to legal advice on employment, contracts, disputes, bad debts and health & safety together with business and tax problems. This allows policyholders to obtain up to date advice on the law and how it affects their business and individual circumstances.

What is included in legal defence?

Legal defence provides protection in two ways. A policy may include legal defence for employment disputes and will normally provide insurance to pay both the legal costs of your defence together with any claims awarded at tribunal. A policy may also provide cover for the defence of any non-motor criminal prosecutions, a range of civil actions together with appeals against any statutory notices. 

What is included in tax protection?

A policy will normally provide for the fees and legal costs of representation into the defence of any investigations by the Inland Revenue or Customs & Excise.

What is employment practices insurance?

This involves a specialist employment consultant auditing your business. Following the audit you will be asked to implement any remedial action or practices to minimise potential claims. The service then provides ongoing support to your HR department with advice and solutions on the latest employment practices and provides you with ongoing financial protection with a full legal expenses policy.

How do I pay for my insurance?

For most policies we offer the choice of monthly or annual payment terms. Annual payments are made by cheque, debit or credit card or if you prefer to spread the cost of your insurance and pay monthly we offer a direct debit scheme. 

How do I get help?

How do I obtain a quote?