Small Business Insurance Product Options

Are there any special security requirements?

Most small business insurance policies require you to maintain adequate security precautions. Minimum requirements normally include 5 lever mortice dead locks on final exit doors and key operated window locks on any accessible windows. If in doubt we will provide guidance on minimum security requirements.

What are the policy options?

Most policies offer the option of extending basic cover inline with the relevant industry or profession and typically include all risks insurance, business interruption, legal expenses, public and employers liability, stock and money, goods in transit, hired in plant, and contract works.

Can you provide immediate cover?

Most small business packaged insurance policies have a standard fixed excess of £250.00.

Can you provide immediate cover?

Yes, in 99% of cases we can provide you with immediate cover over the telephone. We understand there are times when you need to provide a certificate of insurance to secure a prospective contract. If required, and for a small fee, we can normally fax or email confirmation of insurance within the hour.

How do I pay for my insurance?

For most policies we offer the choice of monthly or annual payment terms. Annual payments are made by cheque, debit or credit card or if you prefer to spread the cost of your insurance and pay monthly we offer a direct debit scheme.

How do I get help?

How do I obtain a quote?