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Employers Liability Insurance

Employers liability insurance provides insurance against compensation and legal costs awarded to an employee as a result of an accident or injury caused during the course of their employment. Employers liability insurance is normally included within a public liability insurance policy or commercial combined insurance policy. Employers liability insurance is a compulsory insurance if you employ one or more employees.

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Employers liability is a compulsory insurance £10 million is the standard level of insurance Employers are required to retain certificates click here for more details ...

Employers liability insurance policies are normally arranged in conjunction with other forms of liability cover. Insurance can be arranged for sole traders, small businesses through to multinational plc’s. Employers liability insurance is normally arranged at a standard level of £10 million, with higher sums available if required.

If you want to find out more about employers liability insurance we have provided a series of questions and answers in our product options page.

If you have more than 10 employees you will normally add your employers liability insurance risk to a commercial combined insurance policy.

Alternatively small businesses insurance policies normally include employers liability insurance as part of the standard insurance policy.

Insurance for professionals can also be added to a professional indemnity insurance policy together with public liability insurance.

As insurance brokers our job is to help you understand your requirements, help you manage your insurance risk and recommend an appropriate solution. Please call or contact us to discuss the different options available to you regarding employers liability insurance.

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